Welcome to Your Notion Zero-Based Budget Hub!

Hello and welcome! You've just duplicated the Zero-Based Budget Tracker, your new command center for taking control of your finances using the powerful Zero-Based Budgeting (ZBB) method, all within the flexibility of Notion.

This template is completely FREE to use.

This handy system makes it super easy to see where your money's going, helps you make smarter spending choices, and gets you closer to your money goals. The best part? It's totally self-contained – no need for any fancy subscriptions. Just pop in your numbers and transactions, and you're good to go!

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• However, if you want to supercharge this template by automatically syncing your data… </aside>

🤔 What is Zero-Based Budgeting (ZBB)?

Zero-Based Budgeting is a method where you plan exactly where every single dollar (or euro, pound, etc.) of your income will go before the month begins. The goal is simple:

Income - Expenses = Zero

This doesn't mean you spend everything! It means every dollar has an assigned "job" – whether that's paying bills, buying groceries, saving for a goal, paying off debt, or investing.

Benefits of ZBB:

• Awareness: Understand exactly where your money flows.
• Intentionality: Make conscious spending decisions aligned with your priorities.
• Control: Shift from reactive spending to proactive financial management.
• Goal Acceleration: Actively allocate funds to make faster progress.

🛠️ Getting Started: Initial Setup

🗺️ How to Use This Template Day-to-Day

💡 Tips & Tricks

❓ FAQ & Troubleshooting

• My To Be Budgeted isn't zero! What do I do?
• A transaction was automatically categorized incorrectly (if using Finta). How do I fix it?